Everyone knows when it comes to insurance, there are many choices and antique auto insurance is no exception. So which one do you go with? Below are some reviews on which antique auto insurance carriers provide the best service and coverage.

Leland West Insurance: This specialty insurance company has over 25 years of experience and regarded as one of the most reliable and trustworthy insurers. Some key highlights they offer are: Phone help, choose your repair shop, Lower premiums, and agreed coverage value. These are all important aspects when choosing an antique auto insurance coverage that fits your needs.

American Hobbyist Insurance: This company is another great antique auto insurance insurer. They are available in 44 states, not including: Alaska, Hawaii, Kentucky, Massachusetts, Oklahoma or Virginia. Highlights of their insurance company for antique autos includes: flexible mileage limits, Inflation guard, spare parts coverage and Per policy - one liability charge- not per car.

Grundy Worldwide: Unlike American Hobbyist Insurance, Grundy Worldwide covers just what they say, worldwide. They are a big leader in antique automobile insurance industry. What kind of antique auto insurance coverage can you expect from Grundy worldwide? Here are some factors that make this company truly stand out:

- Agreed Value
- Model year limitation not a factor
- Higher limits on liability
- For 30 days on newly acquired cars, you receive automatic coverage.
- Unlike most insurance companies, Grudy offers unlimited mileage.
- Other features include: Spare parts, towing and labor, trip interruption, inflation guard, etc.

Being that there are so many choices outside the 3 listed above, it is important you follow a few steps to ensure complete coverage. Always go with a reputable company. If you cannot find anything on them, good or bad, they have not had much experience, or may have something to hide. Another good idea is to get a professional appraisal before committing to an antique auto insurance policy through a company. The professional appraisal allows you to understand how much your car is worth and is proof of how much your car is worth. By the books, the antique car you own may be worth 26k, but maybe you put in 80k worth of work into the car. These are very important aspects to consider. It is OK to ask questions, so do so. Make sure you understand the policies ins and outs.

Do not assume something is covered, have the policy writer show you. An antique car is a prized possession and if something should happen to it, have peace of mind it will be covered. There are not many situations worse than putting a lot of money, time and effort into something and then have it gone in the blink of an eye. Also be aware of the requirements of the policy and make sure you can meet them. Do not get a policy that only allows 1k miles when you want to drive it more. You increase risk the more you drive the vehicle. If something was to happen and you were past the 1k mileage mark, your insurance would be voided. Remember these points, and you will be on your way to attaining a great antique auto policy.

In these tough economic times, every penny counts at Christmas time. However, thousands of shoppers across the UK are likely to throw money away on in-store insurance policies that offer the same cover as their home insurance.

Research by a home insurance provider shows that nearly a quarter of Brits (23 per cent) buy additional insurance to cover the loss, damage or theft of items such as jewellery, a new watch, or a mobile phone. However, more than 3.3million adults in the UK already have personal possessions cover as part of their home contents insurance - meaning they are effectively doubling up their cover and buying an unnecessary product.

At a time when household finances are being stretched to the limit, avoiding this expense could save a significant sum on your shopping bill. However, how can you avoid falling into the trap?

The first step is to check your home insurance before you shop. See what’s covered in your personal possessions cover and consider updating your contents policy if it is out of date. Most home insurance policies cover the whole household, but you might want to check that items are covered outside the home too.

From there, try and avoid the hard-sell as it’s likely that shop assistants earn commission based on the insurance policies they sell. Make sure you read the small print too before signing a retailer’s policy because most will include clauses that make it difficult to make a claim. Don’t be swayed by the price tag either as whereas a retailer’s cover may only cost a few pounds it’s still not worth paying for cover you already have.